This reminds me of the spongebob episode where krabs was in hospital and, because of money, was moved out before the vending machine, then to the parking place, and finally kicked down the hill. Back then it was funny but being reminded of it by the real world feels very much… not good.
My EU bank never ever used my phone number to verify anything. They only used it to contact me on some occasions. 2FA is done through their app.