You can set Bitwarden to require your master password for higher security logins. I keep a separate vault for work and personal things… Everything in my work vault requires it’s master password to use them. The OTPs are useless without credentials, and you need the master password to get at those even when the vault is unlocked. YMMV but to me, this was “good enough” to ensure a separation of concerns between low and high risk.
You can set Bitwarden to require your master password for higher security logins. I keep a separate vault for work and personal things… Everything in my work vault requires it’s master password to use them. The OTPs are useless without credentials, and you need the master password to get at those even when the vault is unlocked. YMMV but to me, this was “good enough” to ensure a separation of concerns between low and high risk.