LoL yeah the rent hike was killer and I have since decided to try and do better so I’ll be trying to get a rental acquainted real estate agent and do lots of my own searching in a month. I think I might be able to get back to 1600 at least and I have a GF to help split costs now.
Phone plan is from getting scammed by Verizon and I know it’s awful but I need to let about another year go by so I don’t get forced to pay them like a thousand straight out for my phone. After ill probably move to mint or whatever, maybe Fi, anything that’s cheaper. My home Internet is actually the cheap part at like $55 for gigabit fiber.
And student loans are just gonna be a fucked thing forever. It was a private loan cause my dad said it would be a smarter idea to go with his bank and it has a variable interest that i thinks is up to 18% now on… so yeah I just find the minimum I can (which is more than 0 now cause I get paid enough) but yeah I’m trying to make sure I can have 3 months of rent and cheap food costs in my account but it means I really won’t get enough to put a down payment on stuff to get a car or house.
Edit: I’m just realizing it really might be a good idea to see if literally anyone else is willing to give me a loan for the amount of my outstanding student loans just so maybe i can get a fixed rate
LoL yeah the rent hike was killer and I have since decided to try and do better so I’ll be trying to get a rental acquainted real estate agent and do lots of my own searching in a month. I think I might be able to get back to 1600 at least and I have a GF to help split costs now.
Phone plan is from getting scammed by Verizon and I know it’s awful but I need to let about another year go by so I don’t get forced to pay them like a thousand straight out for my phone. After ill probably move to mint or whatever, maybe Fi, anything that’s cheaper. My home Internet is actually the cheap part at like $55 for gigabit fiber.
And student loans are just gonna be a fucked thing forever. It was a private loan cause my dad said it would be a smarter idea to go with his bank and it has a variable interest that i thinks is up to 18% now on… so yeah I just find the minimum I can (which is more than 0 now cause I get paid enough) but yeah I’m trying to make sure I can have 3 months of rent and cheap food costs in my account but it means I really won’t get enough to put a down payment on stuff to get a car or house.
Edit: I’m just realizing it really might be a good idea to see if literally anyone else is willing to give me a loan for the amount of my outstanding student loans just so maybe i can get a fixed rate
Refinancing that is an EXCELLENT idea especially at 18% interest rate. That shit should be illegal and sounds downright predatory…