I wanted to start using a budgeting program to better organize my spending/ goals, and basically narrowed it down to 3 --YNAB, Actual and Quicken Simplifi.
I setup a self-hosted instance of Actual and was able to import my spending from my account by exporting from my bank and importing into the app, however this seemed like it might get tedious over time, so I decided to try YNAB.
So far this has been pretty straight forward. I’m still waiting for things to sync up with my linked accounts, but I like it so far. I would try Simplifi but there’s no trial period there; though the graphs and UI make it seem appealing.
Anyone here have any experience with Simplifi/ YNAB, and why might you chose one over the other?
I use Quicken Classic since our finances are too complex for YNAB or Simplifi. However, I think Quicken will give you a refund within the first 30 days if you don’t like Simplifi.
Out of curiosity, what would make someone’s financial situation too complex for YNAB? I understand if you don’t want to share