47 here… I suppose im at the tail end of the people who still had a chance. We have a house that is half paid off but that needs a new roof, windows, and flooring that we cannot afford to take care of due to inflation screwing everything up. We have 2 cars but they are both 30+ years old and keeping them on the road is taking up most of what free time I have. When we got the mortgage it felt like we had finally ‘made it’ and that future pay increades would allow us to remodel and modernize our ‘fixer upper’ but the intervening 15 years has been an escalating shitshow that has us barely able to maintain what we have in its current state. It is starting to look tempting to liquidate the house and extraneous posessions and buy an old RV and become modern day nomads for our remaining years. The only thing really preventing this is that our 2 adult children are living with us still because there are no jobs that pay enough for them to move out on their own and we are not going to just dump them on the curb and say ‘figure it out’ like my parents did to me…

I have been using smartphones forever and have never had a plan that did not charge extra for this feature… Granted I have always used verizon, so maybe its a verizon thing?

118F -42F. Both extremes experienced in northern Nevada.