I use Seedr on my iPad Pro. The. Download to iCloud folder which is shared with my media server (Mac mini). It’s a pretty good setup for my use case.

Who are they polling? I mean seriously, who actually picks up a call on their phone from a number they don’t recognize?

Polling means nothing these days. Election trends matter. That’s it.

I lived in Hawaii for a short time. Stories of the night marchers messed me up for a while. They also had a lot of Japanese folklore that got tangled up there too. Calling ghosts are fucked up too.

You’re so right. The first one is fantastic. The character study of a OCD assassin was so interesting. And Denzel is such a great actor. The second one sucked. Magnificent 7 was…okay. I saw this one last night because I really want Antone Fuqua and Denzel to recreate that magic but it felt like they both mailed it in on this one.

Bottom line: Good storyline that fit right in with the old school equalizer books and tv show while a neat twist that tied it to this movie trilogy but was just kinda…meh.

That goes under entertainment.

Zero based budget. Envelope method using the Goodbudget app (not really the way it’s meant to) so that my partner and I can see where we are at any given time firming the month for our “cash envelopes”.

We use “cash envelopes” for: Groceries Restaurant Entertainment Cosmetics & Toiletries Pets Gas Dry Cleaning Haircuts Blow Money

That’s EXACTLY how it went. His basics/ 101 got us out of debt and on the same page as a couple. Those concepts provided a solid foundation to grow from. We don’t use cash anymore. We use a credit card and we use an “envelope” app so that we can see what’s left and stay aligned. We pay of everything every two weeks. His investment advice is just dumb, but I have to give him credit for giving us the tools that finally worked.

A blow money envelope and being able to shift money around after having a budget meeting was THE game changer.

This was a great post.

The snowball method worked for me and my family. We were over 30 years old with good paychecks and jobs, but still somehow living paycheck to paycheck. Nothing ever got saved, we owed on two cars, school loan, and a bunch of unsecured credit card debt.

Snowballed worked for us. Something about getting aggressive and paying one all the way off - that feeling of winning - got exciting. So it was easier to go after the next one, and the one after that.

Pretty soon, we were out of debt and started to slowly build our nest egg.

I’m not a church kind of guy, but Dave Ramsey’s financial peace university was worth every penny. Just ignore the preachiness if that’s not your think.