It’s just a bank account at the end of the day, and it’s FDIC-insured, so why not?

I’m using SoFi right now (4.5%), but I’d switch to Wealthfront in a heartbeat if they had joint account support. They’re always very fast to raise the rate when the fed announces a rate hike, and they seem generally pleasant to use from what my coworkers say.

Yeah! +1 for YNAB. Been on it for around 6 months now, can’t imagine not using it anymore.

I’ve been trying to follow, but clearly I missed it - anyone know if there’s an iOS client in the works, or will this be Android only?

Personally, I haven’t brought myself to start using it yet, because I like having everything visible all in one place. I’ve thought about making a view for my most highly variable categories (e.g. my going out money, not my fixed monthly bills), but I can mostly accomplish the same thing by just putting those categories at the top.

To be fair though, I’m also pretty reluctant to change emails. I switched everything over, and while it sounds like you can emulate the allowlist with other services, I reeeally don’t want to switch yet again :/

I’m using Hey, and while there are some issues with the company (namely, the CEO enacting some shitty employee policies during the pandemic), their email service is great.

Particularly, I love their email allowlist. Whenever you get an email from a new sender for the first time, you have the option to allow or deny their emails from then on. I used to always have thousands of unread emails when I was on Gmail (most things just routing to an unused “Newsletter” folder), but now, pretty much every email I get is one that I actually want to read.

It’s a paid service, and tbh debatable whether or not it’s worth the price, but the screening feature singlehandedly makes it worthwhile for me.