• 0 Posts
  • 34 Comments
Joined 1 year ago
cake
Cake day: July 7th, 2023

help-circle







  • I’m sure it depends a lot on the original application and your current credit and income at the time. I thought the person I was replying to said if you put more than 10% of your limit on the card you would take a credit hit. That is clearly false. Cycling and spending more than your limit might get questioned, but credit card companies do not want you to pay your balance off. They want you to be just a bit behind all the time but likely to be able to pay off eventually vs. bankruptcy.