I feel like every time I see a version of this question online, I mostly see people talking about how HDHPs and HSAs are always the right choice. So, I want to provide the perspective of somebody that opted for a PPO rather than an HDHP.

My workplace offers both a PPO option and a HDHP with a company contribution. I opted for the PPO because the HDHP’s out of pocket max was so much higher than the PPO that it would be very difficult for us if something were to happen. My wife has a chronic illness that is manageable most of the time, but there is always that risk that we suddenly need to have a whole bunch of very expensive specialist visits and procedures done. Yes, if it is a good year, I probably came out behind compared to having a HDHP + HSA investments. However, I value the risk mitigation that having the PPO plan provides for the chance that it isn’t a good year. The situation can be very different for different people though.

I have gone super deep in the Darth Jar Jar rabbit hole before and I am convinced this was likely the original intent of the character. I believe he was written to be a character similar to The Mule from the Foundation series.

I have a Brother MFC Color Laser and everything here is true for the color version as well. I haven’t had too many issues with wifi jank after I set a static ip both on the router side and the printer side, and then map the printer by ip port on the computer. However, it still acts up every now and then. I plan on fishing some ethernet to that corner of the office, but haven’t gotten around to it yet.

Excellent post. If there is an equivalent of /r/bestof this would be worthy. It is super telling that rather than stick around and deal with the ramifications of the referendum, Cameron immediately resigned. Another point of context is that Cameron had gambled his political life previously on a different referendum (Scottish Independence) and that one worked out fine, so what is the harm in trying that gambit one more time?